The Cost of Opting for Private Hip Surgery Rather than NHS Waiting List

According to data from myTribe Insurance, Southampton ranks as the most expensive UK city for hip operations, with an average cost of £13,786. Other costly cities include London (£13,700), Edinburgh (£13,590), Cardiff (£13,336), Belfast (£12,999), Manchester (£12,825), and Glasgow (£12,455). These significant price variations among regions and cities highlight the importance of considering the possibility of having the surgery done in a different location, potentially resulting in cost savings.

For instance, if you reside in Edinburgh and require a hip replacement, traveling less than an hour to Glasgow for treatment (which costs around £17 by car or £14 by train) could save you over £1,000 on average. Similarly, a Londoner opting to take the train to Manchester (for around £108 return) could save an average of £767. And flying from Southampton to Glasgow could potentially reduce the cost of the operation by £1,300.

Choosing the Right Provider

While cost is an important consideration when selecting a provider, the quality of surgery and care should take precedence. The Care Quality Commission website provides valuable information on hospital accreditation and ratings, including patient safety, cleanliness, and quality of care. Additionally, all independent healthcare providers are required by law to submit performance data to the Private Healthcare Information Network (PHIN), which is published on their website.

It is also crucial to assess the qualifications and experience of the surgeons themselves. Surgeon ratings should be taken into account along with hospital ratings, as it is the surgeon who performs the surgeries, not the hospital.

Payment Options for Hip Replacement

The ideal scenario is to have the cost of a hip operation covered by private health insurance. After visiting your GP, make sure to contact your insurer to activate your insurance, providing them with the necessary referral details to confirm coverage. It’s important to note that pre-existing conditions are typically not covered by health insurance, so if you are already on an NHS waiting list or have seen a GP for your joint issues without insurance, you will be unable to secure private insurance to cover the cost.

Reference

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