The Biden administration unveiled new regulations aimed at compelling insurance companies to expand their coverage of mental health treatments. These rules, subject to public comments, would obligate insurers to assess whether their policyholders have equitable access to medical and mental health benefits. In cases where disparities are identified, insurers would be required to take corrective measures. While the Mental Health Parity and Addiction Equity Act already mandates equal coverage for mental and physical healthcare, the administration and advocates argue that insurers’ policies hinder patient access. If implemented, the regulations would compel insurers to analyze patient outcomes, taking into account their provider network, reimbursement rates, and the need for prior authorization. A statement from the White House emphasized that many Americans still face challenges in accessing affordable care. The administration aims to address issues such as insurers providing nutritional counseling for diabetes patients while making it difficult for those with eating disorders. By measuring outcomes, the White House believes insurers will be compelled to modify their practices to comply with the law.
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