Severe storms have ravaged the United States, leaving a trail of destruction in their wake, including tornadoes, hail, and damaging winds across multiple states. In addition, Hawaii’s Maui and the Big Island have been struck by firestorms, causing severe devastation.
In unfortunate circumstances like these, even those whose houses remain intact may still experience damage to their homes. This can manifest as roof damage, flooding, leaks, structural issues, or other complications. What’s even more disheartening is that scammers often take advantage of vulnerable Americans who are simply trying to restore their homes to normalcy.
To avoid falling victim to post-disaster scams, it’s crucial to be vigilant and recognize red flags. Scammers frequently exploit severe weather events by posing as contractors who claim to have the ability to swiftly repair homes. Their aim is to deceive you into paying them directly in cash for their services. However, once the payment is made, they disappear without completing the job, leaving you both financially and emotionally drained.
If your home has been damaged, your first step should be to contact your home insurance provider. Many insurance companies offer mobile apps that facilitate the reporting and tracking of damage claims. These apps often include features that help identify reputable contractors and steer clear of scams. Additionally, leverage resources such as the Better Business Bureau to investigate contractors recommended by your insurance provider or find other trustworthy professionals.
Should you decide to hire a contractor not recommended by your insurance company, utilize online directories like HomeAdvisor, Angie’s List, and Yelp to find reputable contractors in your area. These platforms provide customer reviews and ratings, allowing you to make informed decisions. Social media can also be a valuable tool for seeking recommendations and advice from friends, family, and local groups. Take advantage of technology and stay informed throughout the repair process.
When vetting contractors, watch out for red flags. One common scam tactic is when a contractor requests direct cash payment or asks for the insurance check. Avoid these situations at all costs. Opt instead to pay contractors with a credit card, as this provides a record of payment and protection in case of issues. If necessary, file complaints through the Better Business Bureau, available 24/7.
To track and report storm damage scams, consult resources like the National Center for Disaster Fraud, the Better Business Bureau’s Scam Tracker, ScamPulse.com, FEMA, and StopFraud.gov. These websites allow you to report fraudulent activity and find information on how to protect yourself from scams.
During and after a storm, invest in a personal locator beacon (PLB) to ensure your safety. This handheld device transmits distress signals to emergency services, even in areas with limited or no cell coverage. Additionally, utilize Apple’s Emergency SOS feature if you own the latest iPhone models. This feature connects you to local emergency dispatch centers through satellite technology when cellular coverage is unavailable.
Prepare for severe weather emergencies by maintaining a well-stocked emergency kit containing essential supplies such as non-perishable food, water, first aid materials, and a battery-powered or hand-crank radio. Develop a plan for evacuating or taking shelter in case of severe weather events.
By following these precautions, staying informed, and utilizing available technology, you can protect yourself from scammers and ensure the effective repair of storm-damaged homes.
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