Expert Advice from a Motoring Enthusiast: Lower Your Car Insurance Costs by Hundreds with These Top Tips

As a knowledgeable motoring expert, I have some valuable insights that can help you significantly reduce the cost of your car insurance. With rising costs and the average driver now paying £776, it’s crucial to find ways to save money in this area. In fact, motor cover has seen an 18% increase in price over the past three months, making it one of the most expensive household bills.

Thankfully, Abigayle André, the influential figure behind She Talks Cars, has shared her three simple steps to help you make the most of your money on TikTok. These tips can save you hundreds of pounds on your car insurance.

The first tip is to buy your insurance in advance. Abigayle suggests purchasing it between 23 to 26 days before your policy starts, as this is the sweet spot for cheaper rates. Waiting too long can only result in higher costs.

Next, consider adding a named driver to your policy. Surprisingly, even a learner driver can bring down your car insurance premiums. It’s also worth exploring whether another car in your household has a multi-car policy, as this could potentially save you some money.

The location where you park your car can also impact the price of your insurance. While you may assume that parking in your garage is cheaper, this isn’t always the case. Abigayle suggests trying parking on the road to see how it affects your quote.

Choosing the right job title can also play a role in driving down the cost of your insurance. While you should never lie on your application, you can be strategic in selecting the correct job title. A helpful tool from Money Saving Expert can assist you in finding a suitable job title that accurately reflects your occupation and benefits you financially.

Making minor adjustments to your application can work wonders as well. For example, adding your driving license number can result in a £20 reduction in price. It’s always better to have that money in your pocket than in the pockets of insurance companies.

Furthermore, shopping around for quotes is essential before committing to an insurance plan. Obtain as many quotes as possible with the same level of cover to ensure you’re getting the best price. While it may require some effort, the savings are well worth it.

If feasible, paying the full cost of your insurance upfront instead of in installments can save you from interest payments that can add up. While this option may not be viable for everyone, it’s worth considering if you can manage it.

Abigayle’s advice has been highly appreciated by TikTok users, who have flooded the comments with praise. Followers have found her tips on driving licenses, timing purchases, and car selection to be especially valuable. It’s always wise to prioritize car insurance when making vehicle-related decisions.

In conclusion, these expert tips from Abigayle André can be a game-changer when it comes to reducing the cost of your car insurance. By following these simple steps and taking advantage of these strategies, you can save hundreds, if not thousands, of pounds. Remember to shop around, be mindful of your choices, and optimize your insurance policy to get the best possible price.

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Denial of responsibility! Vigour Times is an automatic aggregator of Global media. In each content, the hyperlink to the primary source is specified. All trademarks belong to their rightful owners, and all materials to their authors. For any complaint, please reach us at – [email protected]. We will take necessary action within 24 hours.
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