If you’re having trouble finding information about your parent’s pensions, The Pension Tracing Service can assist you for free. Other companies offer this service but may charge a fee. You’ll need to provide some information like your parent’s previous employer and when they were part of the pension scheme.
Gretel is another free service that you can use. It uses your deceased parent’s name, date of birth, and previous addresses to search for their associated financial accounts, such as pensions.
To determine your parent’s estate value and cancel direct debits for bills, it’s essential to know how much cash they had in the bank. If you don’t know which bank they used, My Lost Account may be able to help. My Lost Account is a free online tool that enables you to search for any savings or current accounts your parent may have held with a specific bank.
If you believe your parent had investments but can’t find any details, check with one of the three main company registrars – Capita Registrars, Computershare, and Equiniti. The Investment Association can also assist you in finding lost funds.
If your parent left a surviving spouse or partner behind, they may be eligible for Bereavement Support Payment (BSP). BSP has replaced bereavement payment and allowances. To be eligible for BSP, your parent must have contributed National Insurance for 25 weeks in any one tax year or died due to an accident or disease at work.
Take time to grieve and process the loss of your parent. Remember that it’s okay to ask for support and help from your friends and family. Resources for bereavement support are available online, which can all help you manage your grief.
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