Is it time for me to switch to savings accounts as my £400k Isa only yields £13k annually at 74?

The current allocation of US equities (£99,000) is already well-suited for a growth strategy. The US market has the potential to expand beyond its AI foundation, making it an excellent source for capital growth in portfolios. To enhance diversification within Mr. Hudson’s equity holdings, a range of fund styles should be utilized, including “growth” (for …

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Guidance for Managing Finances: Effective Strategies to Address the Rising Cost of Living, Enhancing Financial Wellness, Property Investment, and Retirement Planning

Amidst the current cost of living crisis, families all over Britain are facing challenges due to escalating inflation, soaring energy costs, and mounting tax bills. In these difficult times, it’s crucial to find a balance between coping with rising expenses, safeguarding our savings, and pursuing important life goals like early retirement, purchasing a first home, …

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